Nasser RahalMBA, P.Eng
Dubai--:--Toronto--:--Riyadh--:--  GCC hours: 06:00–10:00 Toronto is 14:00–18:00 Dubai
Payments modernization

Payments modernization

Each engagement has a fixed scope, named deliverables and a fixed fee, quoted after a short scoping call. Filter by where you operate.

Offers

SKU engagements

Canada3–4 weeksSKU-P01

Real-Time Rail full-participation sprint

Canadian banks, credit unions and PSPs
  • Gap assessment from receive-only to sending
  • Liquidity and pre-funding model through Lynx
  • Fraud and irrevocability controls
  • Interac, payment hub and core impacts
  • 2027 roadmap and cost envelope
Leads to target architecture or a fractional architect role

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UAE3 weeksSKU-P02

Aani instant payments readiness sprint

Exchange houses, wallets, finance companies and PSPs
  • Participation model and overlay services
  • Gaps against scheme and Central Bank requirements
  • Vendor and build options
  • 90-day onboarding roadmap
  • Board-ready summary
Leads to target architecture and vendor selection

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Canada · US · GCC4 weeksSKU-P03

ISO 20022 phase-2 readiness diagnostic

Banks, switches and correspondent banking teams
  • Structured-address data remediation plan
  • MT101 exit
  • Exceptions and investigations readiness
  • Register of translation debt
  • 2026–2028 roadmap
Leads to a remediation programme with a design authority

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US3 weeksSKU-P04

FedNow and RTP decision and business case

Community banks, credit unions and CUSOs
  • Use cases worth offering, not just connection
  • Rail choice: FedNow, RTP or both
  • Liquidity and operating model
  • Vendor options
  • 12-month plan
Leads to implementation oversight

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Canada3–4 weeksSKU-P05

Consumer-driven banking readiness

Banks, credit unions and fintechs seeking accreditation
  • Obligations map by phase
  • Consent and API architecture
  • Accreditation evidence plan
  • Roadmap aligned to the final rules
Leads to architecture and build oversight

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Canada · US · GCC8–12 weeks, then monthlySKU-P06

Target architecture and design authority

CIOs and heads of payments running several regulator-driven programmes
  • Target state across rails, Swift, open banking and cards
  • Vendor selection: RFP and scoring
  • Design authority set up and chaired
  • Programme mobilization
Continues as a retainer

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Canada · US · GCC2–4 days a month, or 2–3 days a weekSKU-P07

Fractional payments architect

Institutions without a senior payments architect in house
  • Chair the design authority
  • Challenge vendors and integrators
  • Support regulator and scheme responses
  • Quarterly roadmap refresh
6 to 12 months, renewable

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