Accreditation needs an evidence plan.
A fixed-scope readiness sprint for Canadian banks, credit unions and fintechs — obligations by phase, consent and API architecture, accreditation evidence, and a roadmap aligned to the final rules.
3–4 weeks · Fixed fee quoted after a short scoping call
Who this is for
- Banks, credit unions and fintechs preparing for consumer-driven banking accreditation
- Architecture and product leads who need consent and API design tied to obligations
- Teams that want an evidence plan before build spend locks in
Map obligations to architecture and evidence. I produce the readiness pack.
Rules without evidence fail accreditation
Consumer-driven banking programmes stall when obligations live in a policy pack and APIs live in a separate vendor deck. Consent, data scopes, accreditation evidence and phased obligations have to be one architecture story. This sprint produces that map and a roadmap aligned to the final rules — then a path into architecture and build oversight if you proceed.
How readiness becomes accreditable
- Obligations mapWhat you owe by phase — named, not buried in consultation comments.
- Consent and API architectureDesign that matches how consent and data will actually flow.
- Evidence planArtefacts accreditation walkthroughs will ask for, with owners.
What you leave with
- Obligations map by phaseClear view of what is due when
- Consent and API architectureTarget design tied to obligations, not a generic open-banking kit
- Accreditation evidence planWhat you will show, where it lives, who owns it
- Roadmap aligned to the final rulesSequenced path into architecture and build oversight
How the engagement runs
- Week 1Lock obligations sources, stakeholders and current API/consent posture. Leave with a shared obligations map draft.
- Week 2Consent and API architecture options; evidence plan. Leave with a design direction, not a catalogue of standards.
- Weeks 3–4Package roadmap and readiness readout. Leave with a path into architecture and build oversight if you want one.
Scope fence
This is architecture and accreditation-readiness advisory. I am not the accreditor, and I do not give legal advice.
In scope
- Obligations mapping and architecture framing
- Consent and API target design
- Accreditation evidence plan
- Roadmap aligned to final rules
Out of scope
- Legal opinions or regulatory submissions
- Acting as your accreditation agent
- Building APIs in this engagement
- Open-ended policy drafting without an architecture spine
Keep counsel for legal interpretation. Start here when evidence and architecture must move together.
What I need from you
- A named owner across product, risk, architecture and compliance liaison
- Current API, consent and open-banking packs — under NDA
- A decision-maker present for the final readout
3–4 weeks · Fixed fee quoted after a short scoping call