SKU-P11UAE · Saudi Arabia6 weeksNew
Open finance revenue plan
Turn open finance compliance into revenue: three use cases priced, and a partner lined up to pilot.
The outcome you can measure
Three numbers at the end of week 6
01 · A dateYour pilot launch dateWith a named partner and agreed success measures.
02 · A gap countUse cases rankedEach with the gaps that block it today.
03 · A money figureRevenue or saving per use caseBuilt from your own volumes, priced by segment.
Why now
- Jan 2026Commercial Bank of Dubai became the first UAE bank fully live on AlTareq, the Central Bank’s open finance scheme.
- Pay by bankFAB and Pay10 are live with pay-by-bank payment initiation.
- Apr 2026ADIB became the first UAE bank licensed as a third-party provider, using other banks’ data in its own app.
- SaudiAccount information is live, and SAMA has named payment initiation as the next stage.
Sources: open finance trackers (2026); Gulfbase; WAM (April 2026); SAMA (September 2026).
Who it’s for
A good fit
- UAE banks live on AlTareq that have met compliance
- Saudi banks with account information live
- Heads of digital, product and partnerships
Not the right start
- Not yet compliant: start with the snapshot or the SAMA sprint
- Fintech TPPs: I work on the bank side, and partner with you there
What you get, and how it runs
- A long list of open finance use cases, scored
- Three business cases with revenue or saving
- Partner and third-party provider options
- Pricing and commercial model
- A pilot plan and board pack
- Weeks 1–2Long list, volumes and customer research
- Weeks 3–4Business cases for the top three
- Week 5Partners, pricing and commercial terms
- Week 6Pilot plan and the board pack
What I need from you
- A product or digital sponsor
- Volumes and channel data by segment
- A finance partner for the business cases
Where it leads
A fractional architect through the pilot, or target architecture when open finance is one of several programmes.
How we’d work
Fixed feeQuoted in AED or SAR after a 30-minute scoping call.
On site when it countsRemote-first from Dubai; the statement of work names the weeks I’m with your team.
IndependentNo referral fees from fintechs or vendors. fazeZERO, which I contract through, won’t bid on build work from my advice without your written consent.
Numbers agreed up frontThe pilot date, ranking and money figures are written into the statement of work.
Next step
Tell me what open finance earns you today.
A 30-minute call is enough to confirm the fit, the fee and a start date.