Short briefs grounded in programme delivery—not vendor decks. Each one links to the fixed-scope work I run when the deadline is real.
At launch, institutions only have to receive RTR payments. The hard part is sending: fraud controls for irrevocable payments, liquidity and pre-funding, and 24/7 operations. Plan that work now, not in 2027.
Read the full view →Many banks met the Swift cutover with translation layers. Structured addresses, exceptions and investigations, and statements arrive between 2026 and 2028, and each one exposes data you don't hold yet.
Read the full view →A VASP licence is the start. Inspections now test whether custody, Travel Rule and risk-assessment controls work in practice, and whether you can prove it on the day.
Read the full view →